# Borrow and Repay on Unleash
Before you can borrow, you'll need to supply an asset to be used as collateral. For more details, check out the [Borrowing](/unleashmarket/borrowing.md) section.
## Borrowing Assets
From the Dashboard, navigate to the Borrow section and select the asset you wish to borrow. Click on “Borrow.”
Enter the amount you want to borrow. Choose between a stable or variable interest rate. You can change the borrow rate later if needed.
Confirm the transaction in your wallet.
Once confirmed, the borrow is successful, and interest will start accruing on the borrowed amount.
## 2. Health Factor and Risk Details
Be sure to monitor your Health Factor and associated risks when borrowing. You can find more information on this [here](/unleasher-guide/health-factor-and-liquidation-on-unleash.md).
## 3. Repay
To repay your loans, go to the the Dashboard and select the asset you want to repay.
Click on “Repay” next to the asset you want to repay.
Enter the amount you want to repay.
Review your repayment details and confirm the transaction.
Once the transaction is confirmed, your Dashboard will automatically update with the new stats.
{% hint style="info" %}
*Please note that both borrowing and withdrawing assets will affect your Health Factor, as it’s relative to your overall debt status.*
{% endhint %}
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